About SMI Mortgage

Background

Established in 1997, SMI Mortgage has built a strong reputation as a leading mortgage brokerage firm serving the lending needs of real estate professionals, builders, investors and individual homeowners throughout the state of Texas.

SMI is a full service mortgage broker with an experienced staff offering expertise in all areas of mortgage lending - from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan - with the best rates, terms and costs - to meet each client’s unique needs.

Service

Our success is founded upon our commitment to maintain the highest level of integrity while providing exceptional customer service to each client. We understand that home finance is one of the largest personal investments that most clients will make and the financing of that investment is our privilege.

Attention to detail and quality of service have earned SMI the highest possible customer service ranking with the nation’s leading online lending network. As part of the top 1% of Lenders rated by past customers, SMI Mortgage consistently maintains a Perfect Lifetime Score in the categories of Overall Customer Experience, Rates, Fees and Closing Costs, Responsiveness, and Customer Service.

Experience

Long standing relationships with top tier lenders gives SMI access to hundreds of products to craft the right mortgage solution for each client’s unique situation. Each lender offers varying programs that provide SMI the ability to be extremely competitive with mortgage rates while meeting the financial goals of each of our clients.

SMI has experience and extensive knowledge in a wide variety of loan programs including the following:

§ Government Loans (FHA and VA)

§ Fixed Rate Mortgages

§ Adjustable Rate Mortgages

§ First Time Homebuyer Programs

§ Investment Property and Second Homes

§ Construction and Home Improvement

§ Debt Consolidation

§ 100% New Home Financing

§ Less Than Perfect and Damaged Credit

§ Home Equity and Home Equity Lines of Credit

Home ownership in the United States has changed drastically over the last generation. The average American will move every 3-5 years and will refinance their mortgage at least once over the duration of the loan.